Forms Of Financing
Services
Copia Financial a boutique investment bank, dedicated to its client's economic growth and sustainability.
There are many forms of financing in the market place, and Copia Financial will assist you in understanding and identifying your options as well as your needs.
Senior debt
Senior debt would be the typical loan obtained from a ‘Schedule A’ bank. The security would generally be on all assets of the company.
Loan amount is based on a percentage of your accounts receivables and inventory. A typical rate would be 80% on AR and 50% on Inventory.
This type of financing is the least expensive form of financing found in today’s market place. However it is worth noting that this is the most difficult financing to obtain; as the qualifying factors are too challenging for many businesses to meet.
